Frustrated with new Microsoft Windows 10, unable to attach file to my email, I sighed and logged out. I was taken to Microsoft MSN main page when this ad caught my attention. I clicked and read, nodding and frowning that the Black man was the one on the poverty line. I am learning so much great tools about budgeting through Primerica and about FNAs and FINs. It broke my heart but also reminded me of how important what we are learning is so real and worth sharing. 4 different men were asked the same questions. All replied honestly and I favorite response from all 4, consistent despite of their income level-the happy question. All men scored above 7 as their level of happiness. Wealth does bring happiness however, happiness begins with a choice which can improve as one’s Wealth Journey unfolds..please take the time to read.